昨晚天文台已掛起了8號風球，到今早起來還未除下，而且預計中午前會掛3號，所以有半天假期。我們的青島、濟南5天團可成行，於星期日出發，聽說這團只有10個人，也是第一次參加這麼少團員的旅行團。寄望天氣不要太熱好了。

這幾個星期還是忙於在7月中遞交的功課，也因為下星期去了幾天旅行，便須要加緊步伐。近排股市沒甚起色，令我的公積金也未有很大的進脹，下月轉變投資到外幣，希望有不錯的回報吧。上星期與一位大學同事午膳，知道她最近又再入市買樓。因為她現在的租住地方的業主打算賣樓，要求她遷出，她見到樓價已有些兒回落，所以以稍低的價錢買了一個同屋苑的同面積單位。真佩服她的再戰精神。當數年前她買了一層將軍澳樓宇的時候，因為供樓而時常節衣縮食，及後樓價有所調升，就賣掉離場，使生活質數回升。現在又在混回樓市內，況且年紀不輕的她要背負樓債到退休，所以真要佩服她的膽色呢。

Typhoon signal no.8 was hang up yesterday night and throughout this morning. So, we have half-day 'holiday' and back to office this afternoon when the typhoon signal no.3 would be hang up before noon.  After the tea reception by the travel agent, the Tsingtao-Jingnan 5-day tour would be successfully launched coming Sunday. There were 10 persons (including 6 of us) in the whole team. This also was the trip which we joined containing least people. Just hope the weather will be fine and not so hot.

I am busy these few weeks to finish the last assignment.  Because of out of town for days, I should be catch up the steps to move fast to the completion.  There is not very active at the share market of HK, so that my there was not much to contribute to my superannuation.  I then transfer the investment to the foreign currency instead and hope to have good return.  I have had lunch with a university colleague last week, noted that she has made instalments to a flat recently. I was so admire her as she was so brave to make 'purchase' on buildings/flats.  Remember a few years ago, when she had made instalments on a flat in Tseung Kwan O, she was so poor and had to save much from her living for the instalments.  She then sold the flat and rent another one in Shatin which she pays less.  Now, when she is upgrading her living standards, she got the debts again from the bank to purchase the new flat in the existing estate.   I really admire her bravery because she has to pay the instalments until her retirement!