A P2P network and lending industry veteran told reporters that the P2P network lending platform and third-party payment platform model of cooperation: the P2P company in a third-party payment platform, a company account, the lender of money into the company account, the P2P site and then to call the money demand, there will be a time lag.

Within this lag. How to prevent P2P

companies have escaped and run? She says frankly, is to rely on self-discipline.

According to media reports, the gold loan payment of cooperation with third-party payment platform, Central News, the process of actual operation, the investors through online bank transfer to the gold loan account in the ring inquiry, gold loan from the Central News account to cash, the repayment date gold loan money call investors through private accounts.

Gold loan and ring inquiry mode of cooperation funds under the "mode. Require customer confirmation of receipt businesses can withdraw funds and client funds to the accounts, gold loans and gold loans, we can immediately draw general network share.

The industry believes that the P2P network lending platform with the third party to pay the company the ideal mode of cooperation: A desire to borrow money through the platform to B, the funds directly from the Party of third-party payment account to the account of Party B's third-party payment, do not walk P2P company accounts, but the P2P companies can see the capital flows. But the industry to achieve this standard P2P little.

According to its introduction, the P2P industry, many websites have a tendency to cooperation with the CUP, and to achieve cooperation with the Consortium directly from the lenders accounts into the account of the borrower, has nothing to do with the middle square, only to find a bank to do the interface. Or, with reference to the mode of the securities company, the bank managed funds, money or investors, banks and brokerages have the right to spend the funds, but can see the movement of funds.

April 16 this year, a pat on loan qualifications of the special government approved the

financial information services. The industry said that, as of now, to obtain the qualification of more than one. She told the "Daily Economic News" reporter: "This enables us to obtain a birthright. If government credit support, can get some bargaining chips in negotiations with third-party payment companies, the other will be more comfortable."